Case study

Tokyo applicant with no emergency contact and high rent target

Monthly income ¥280,000, desired rent ¥120,000, full-time employee, no local emergency contact.

80/100 high risk

Diagnosis

You may be screenable, but only with a more careful housing route.

Screeners will first compare monthly rent with stable income, then look for documents that reduce payment risk.

Main blockers

  • Rent-to-income ratio is very highTry a lower rent target or prepare stronger income documents.
  • Residence period may look shortPrepare renewal context or target properties with flexible screening.
  • No local emergency contactLook for agencies that accept guarantor companies and prepare stronger identity documents.

Route fit

  • Ordinary rental listings · Low fitWorks best when income, documents, phone, bank, and emergency contact are mostly ready.
  • Foreigner-friendly agencies · High fitUseful when communication, visa, emergency contact, or guarantor-company handling may need support.
  • UR / public-style options · Medium fitWorth comparing when you want clearer rules and may not have a traditional guarantor route.
  • Monthly apartment · High fitGood as a bridge when applying from overseas, missing phone/bank setup, or moving on a short timeline.

7-day preparation plan

  1. Day 1Reset your rent ceiling and decide the maximum monthly rent you should not exceed.
  2. Day 2Collect identity, residence, income, school, sponsor, or savings documents.
  3. Day 3Prepare a short Japanese inquiry and weak-point explanation before contacting agencies.
  4. Day 4Confirm guarantor company, emergency contact, phone, and bank requirements before viewings.
  5. Day 5Shortlist at least three routes: ordinary listing, flexible agency, and backup housing.
  6. Day 6Send targeted inquiries and avoid listings that clearly do not fit your profile.
  7. Day 7Review replies, identify the first blocker, and adjust budget or route before applying again.

Japanese message preview

Japanese inquiry template

Weak-point explanation template

Check my own profile